We believe…
Consumers :
· Need certainty about which products they can get before they apply
· Know the APR that they will be offered if
· The credit limit on each product
· See all the products available with binary decisions
Distributors :
· Should not be charged for the provision eligibility services
· Understand why products are and are not available to their users
· Be provided high performing application journeys
Lenders :
· Need to understand and have control over which consumers are being filtered
· Never have to expose their lending IP to 3rd parties
· Should not be constrained from appearing in searches due to excessive bureau costs
This continuing market failure results consumers not being shown the best products and overpaying for borrowing.
Qualifi enables Lenders to provide binary decisions directly to consumers, cost effectively and with frictionless application journeys.